SPA System
Welcome to SPAS


• This College Financial Aid Need Based Estimator is not a substitute for the ferderally approved financial aid application process.

• Free Application for Federal Student Aid (FAFSA) can be found at and College Scholarship Service Profile (C.S.S. Profile) can be found at You must apply for financial aid via these websites according to each college's various requirements.

• Our College Financial Aid Need Based Estimator should be used for your reference purposes only. This estimator should provide you with an enhanced understanding of your Expected Family Contribution (EFC) estimate (based on your data input) and the official results from schools may vary from our estimated calculation. Each college financial aid offers can also be different among each institution even if the same personal income and asset information is applied.

• All data used to generate the College Financial Aid Comparison Report are from various publicly available resources as well as our company's actual database. Publicly available data may be different, averaged or approximated by the providing institutions.

• The accuracy of the College Financial Aid Comparison Report is based on the information you provide to this estimator. Be sure to enter current profile and financial information as detailed and accurate as possible.

• These results are applied to the student's resident status as U.S. Citizens and Permanent Residents only. International students are not eligible for federal need-based financial aid programs as stated by the federal law. However, there are more than 100 private colleges in US are also available for need based or need aware financial aids for the international students. Please contact us at for more details.